Wearable?

OK, I admit I can't figure it out.
I've got the new Minotaur 6 and in the folder DAZ_Studio_Format-->My_Library-->People-->Genesis_2_Male-->Characters-->Minotaur6_HD is an icon labeled "Wearable.duf"
What does "Wearable" mean? What's it for? How is it different than other options? I'm sooooo confuuuused! :-(
Comments
Wearables are stuff that is magically attached to your figure i.e... a pose plus attaching of accessories and anatomy, The one for the minotaur is a little odd but the ones for things like Mec4d and Luthbel garments where it loads every element are a lifesaver!
I'd say its for the geografted tail and legs as these are an attachment to the main figure and not morphs.
Oh, OK. Thank you.